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Ashneer Grover Questions UPI MDR Charges: If Merchants Pay, Will Consumers Ultimately Bear the Cost?

A New Fee Challenges India's Free Digital Payments Model India's Unified Payments Interface, widely known as UPI, has transformed the way millions of people pay for everyday purchases. From roadside tea stalls and neighbourhood grocery shops to large retailers, online businesses and restaurants, scanning a QR code and completing a payment has become a routine part of daily life. The system has ma…

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Post Beyond_Headlines

PhonePe vs Google Pay: The UPI Battle Is Getting Bigger, and India’s Payment Rules Are Changing

India’s digital payment revolution has created something that was once difficult to imagine: billions of transactions every month without consumers reaching for cash or cards. At the centre of that transformation are two names that have become almost synonymous with everyday digital payments: PhonePe and Google Pay. In July 2026, PhonePe processed about 10.86 billion UPI transactions, representin…

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Would You Trust AI to Make Payments on Your Behalf?

We are already used to doing almost everything through our phones. From ordering food and booking tickets to paying electricity bills and sending money to friends, digital payments have become a normal part of everyday life. UPI has made this even easier in India. For most of us, making a payment now takes only a few seconds. But what if, in the future, you don't have to make the payment yourself…

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