Saravana kumar.s

• Spearheaded a multi‑year digital transformation strategy and product roadmap to modernize legacy, mainframe‑based credit card processing systems into high‑throughput, secure microservices architectures. Clearly articulated the product vision, modernization strategy, and business value to cross‑functional teams, ensuring alignment with enterprise priorities and regulatory controls.
• Built, led, and coached a high‑performing, empowered product team, fostering strong collaboration across engineering, architecture, operations, compliance, and UX. Established a robust operating cadence, set performance standards, designed career progression paths, and nurtured a culture of continuous learning and data‑driven decision‑making.
• Operationalized comprehensive program governance frameworks across multiple complex card‑product workstreams. Led cross‑functional intake, dependency management, and proactive risk mitigation across upstream and downstream systems using Agile‑at‑scale practices to maximize throughput and team empowerment.
• Directed solution discovery workshops with engineering, data, UX, and business architects, translating strategic objectives into actionable product backlog items. Leveraged industry-standard frameworks (BIAN and REA) to design scalable target‑state business architecture, logical data models, and modernized processing workflows for high‑volume monetary and non‑monetary transactions.
• Demonstrated strong technical competence by effectively communicating with architects, UX designers, and development teams. Partnered with data and AI specialists to explore AI/ML‑driven opportunities such as intelligent dispute classification, anomaly detection in transaction flows, and predictive operational dashboards.
• Defined comprehensive KPI and OKR frameworks to measure modernization velocity, clearing/settlement stability, and business value. Built executive‑level dashboards and translated complex technical delivery metrics into clear narratives.

Skills: Product Management, Java, Agentic AI, Gen AI, MongoDB, Sprint Boot, Java Script, UAT, Change Management, Credit Cards Processing, Disputes, Charge Off

• Product Manager for Global Transformation Team for non-ISO back offices to ISO native for (CBPR+/HKCHATS/FEDWIRE/SEPA/CHAPS).
• Led requirement gathering and stakeholder meetings across multiple regions (Asia Pacific, UK, American), documented and baselined requirements for ISO 15022 MT to ISO 20022 MX Migration migration.
• Designed current operating models and target operating models, managed the MT to MX data integration and mappings.
• Spearheaded process transformation initiatives, including the migration of payment messages from MT to MX messaging standards.
• Coordinated and reported on Programme Working Group (PWG) and Steering Committee (Steerco) meetings, ensuring alignment and progress with stakeholders.
• Maintained and prioritized product backlog; managed backlog refinement, sprint planning, sprint reviews, retrospectives, and system demos.
• Extensively involved in the migration of the existing Backoffice to the ISO native to adopt ISO20022 standard (PEGA migration).
• Coordinated delivery timelines, dependencies, and stakeholder expectations across business, technology, and vendor teams spanning multiple regions.

Skills: PEGA, Product Management, Stakeholder Management, CICD, Angular JS, Java Script, UAT, Change Management, ISO 20022 Migration, CBPR+/HKCHATS/FEDWIRE/SEPA/CHAPS

• Product Owner for Chexsystem.com, automating consumer disclosure, credit score, dispute, ID theft, and security freeze workflows – Digital and Process Transformation (IPP Tool).
• Led requirement gathering, stakeholder engagement, and process automation initiatives.
• Maintained and prioritized product backlog; managed backlog refinement, PI planning, sprint planning, iteration demos, retrospectives, and system demos.
• Oversaw change management and release management activities; coordinated user training and managed process design for dispute handling.

Skills: JAVA, Infinity Process Platform, APACHE, JSON, Restful Web Services, Angular JS, Java Script, Springs, FCRA, Consumer Disclosure Reports, Disputes and Investigation workflow, Oracle

• Product Owner for enterprise SC remit application development and implementation where the bank consumer can login into the mobile banking application to transfer money to oversees client by registering the payee account using SWIFT/BIC code.
• Led requirement gathering, stakeholder meetings, and managed user expectations for process improvement projects.
• Designed as-is and to-be process workflows, conducted gap analysis, and provided solutions to improve existing processes.
• Maintained and prioritized product backlog; managed backlog refinement, sprint planning, sprint reviews, and retrospectives.

Skills: SWIFT, Product Owner, Angular, Springs, Java Script, Oracle

• Business Analyst for payment gateway and settlement applications, leading requirements gathering and integration of payment systems.
• Designed and managed requirement traceability matrices, test planning, and ensured comprehensive coverage of business requirements.
• Led migration of payment tokens to new systems, reducing manual effort and improving efficiency.

Skills: Business Analysis, Stakeholder Management, Estimation, Java, J2EE, Sprint Security, Spring Batch, Restful Web Services, Spring Web Flow, Spring MVC, JSF, UAT, Spring Web Services, SQL Server

• Led a team to develop legal contract web applications for GE Legal, managing client meetings, project timelines, and application implementation.
• Developed direct factoring modules for GE Commercial Finance, tracking invoices and migrating modules to Java-based web applications.

Skills: Java, Springs, Spring Web Services, JSF, JSP, Servlets, CSS, Java Script, Oracle, Teradata, PL SQL